Discover The New Standard

Getting Money

while you get to drive as usual

Online means better offer

Our online platform connect to our nationwide network to get you the highest offer.

Transparent and Secure

No comm, no pressure and no hidden fees.
We offer a complete transparent car refinancing process and guarantee cash for your car.

Nationwide Coverage

No matter where you are, we will make sure that you are covered.

How It Works?

Follow this easy steps to get money in less than 6 hour!

Fill in an application form

on our website

Submit your details. We will give you a call to verify the details & share with you  in details before commit. Normally it takes only 2-3 hours for our friendly customer service to reach you.

Our manager will contact you

to clear up the details

Prepare few documents include Original Geran, Spare Keys, IC, Photo of Vehicles. Set appointment to drop by to our office with all necessary documents.

Receive your money in the most

convenient way in 1 working day!

Sign the contract and receive your loan instantly.

Pajak Kereta is the right choice for you if:

you are 18 or older

The minimun age to use our service is 18.

you have fully paid the car

Fully owned by you.

you have a Bank Account

All transaction will be on Bank Transfer. No Cash transactions is allowed.

you are the owner of the car

The car owner must be you

you have a valid Address

Must be a current resident of Malaysia.

you have a regular income

You must have an income every month whether it be benefits or a job.

Why people choose us

We offer a totally new way of Car Refinancing

We Care For You

We are customer centric, treating our customers like our own friends.

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We are future forward, firestarters that lead change for the industry.

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Peace of mind and complete accountability is our promise to everyone we serve.

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Our Expertize & Services

Stay Tuned Into The World of Finance And Business


Our friendly car finance specialists are here to walk you through the process of securing a used car finance. Find out how we can help finance your used car and save time through our seamless financing process!

Our rates are industry-competitive and fast to be approved as we manage everything through our in-house financing specialist team. Loan applications typically take less than 24 hours to be approved.

Our personalized and warm service will assure that all of your requirements and needs are met. You can call or whatsapp us for all loan and financing inquiries.


If you need a personal loan but are having trouble either finding a low rate or getting qualified, you came to the right place. Consult our specialist and we got you covered by using your car as collateral for a loan.

Secured loans require an asset that the lender can repossess should you fail to repay the loan. Doing so may help you qualify for a loan, particularly if you have bad credit. By putting up collateral, you assume more risk for the loan, so lenders may also offer lower rates in exchange.

As one of the largest dealerships in Malaysia, we are able to offer and structure flexible financing packages to suit your financial requirement and needs. By taking loan from us, you are not only got the funds from us but also DRIVE your own car back as usual. isn’t win-win here?


Whether you’re looking to get a lower monthly repayment and interest rate and/or a longer repayment period or perhaps do a cash-out to earn extra money to pay off expenses and credit card debts, Pajak Kereta-Johor will be able to offer you a car refinancing solution that is perfect for you and your needs.

Through our vast network of bank and financial partners, we can offer car refinancing deals for different car types. Depending on your circumstances or on some eligibility criteria, we can offer you a much favourable interest rate or a longer repayment period, making your repayments easier to manage.

The right decision,

at the right time.

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Our Satisfied Clients

The New Standard Of Car Refinancing

What customers are saying

Hear what our customers are saying

Fill in the Online Form first and we will get back to you within the next 3 hours. If you have doubt, reach out to us and we will help you through the application process.

  1. You have fully paid the car.
  2. You are the owner of the car.
  3. Your car is not more than 15 years old.
  4. You must have a bank account as all transaction will be on Bank Transfer.

Yes. There are processing fees involved depending on the value of the car and also the location.

Once your application has been processed, it will takes 1-2 working day to transfer to you. So get approved earlier!

Our Manager will send you a payment voucher or a memo so you are aware when is your next due date. Late charges will be incurred if you missed out the dateline.


Have some questions for us?
Chat with us directly! 

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